While being a victim of someone's negligence usually leads to financial compensation, it's also important to note that the money may not be available when you need it the most. If you're involved in a car accident, the first thing emergency services will do is take you to the closest clinic for intensive care. Before you're authorized to go back home, you'll start thinking about both the medical expenses and the economic losses incurred as a result of the accident. In such a situation, what do you do if you still haven't been compensated? Read on to find out.
Bills are piling up
If your injury has kept you away from work for too long, then you most likely have a pile of unpaid expenses somewhere in your house that you thought you would easily settle with the insurance company's payment. And when you try reaching out to the insurer, no clear answer is given to you. In certain cases, the insuring entity may even tell you that it won't give you a penny.
This is one of those times when you understand the value of having a personal injury attorney by your sides. Indeed, if you used to believe that you didn't really need legal assistance to get the money owed to you, then you'll start thinking differently after being frustrated by the evasive behavior of the other party's insurer.
Why hasn't the payment been made yet?
In most cases, insurance companies delay payments because they are investigating. Since the law allows them to do so within a timely manner, they basically have the right to get their own understanding of what happened, and eventually contest the liability established. As you might know, investigations include:
- Reviewing police reports
- Interviewing the witnesses
- Analyzing medical reports
Finding out why an insurer still hasn't paid can be a daunting task for the average person, while it'll only take a personal injury attorney one or two phone calls to have that information.
In addition, the legal professional can help you identify the benefits for which you may be eligible while waiting for your payment. Examples of such benefits include:
- State temporary disability benefits
- Interim assistance
The first type of benefits is given over a short period of time and is available in a couple of states including New York, California, Rhode Island, Hawaii, and New Jersey. As for the second type, you'll need to be included in a certain income bracket.
Hiring a personal injury lawyer from a firm like Dreyer & Dreyer Attorneys At Law will preserve you from all the hassle associated with injury cases and insurance payments.Share